Friday, May 14, 2010

Tools and Equipment

Wow, construction sites are still getting robbed at a alarming pace. We run theft coverage by our client's, but rarely do we sell this insurance. I can even narrow down when a theft will take place. The job site will be robbed late in the week, after hours and usually when the job is almost complete. Close to completion jobs mean two things to thieves. 1) you have your most expensive equipment set up and 2)the neighbors think the job is over and the thieves are just breaking down the job site.

A couple things to consider. See the dewalt gps units you can hide on larger equipment: http://www.brickhousesecurity.com/dewalt-mobile-alarm-gpslocator.html?googlebase&zmam=85491576&zmas=1&zmac=2&zmap=080-dw-ds500

And be really careful when renting equipment. Ask the equipment rental people if your rental has active gps. I did have two large generators stolen from a client's job site and the thieves were caught the next morning in Sacramento by the Highway Patrol when alerted by the gps locator.

But, be aware you are ultimately responsible for the replacement of the rented equipment.

Beware!

Wednesday, April 7, 2010

New Lead Based Paint Law

New law applies to:

Any contractor renovating buildings built before 1978.
Homes
Schools
Offices
Government

Work must be performed by a certified contractor.

What Is A Pollutant - And Who Pollutes???
Technical definitions aside, from a practical standpoint, almost anything that has to be cleaned up - whether it is from a building, land, air or water - may be a pollutant.
• Clean dirt that is washed off of a jobsite and into a salmon stream may be a pollutant.
• Bags of concrete spilled into a creek in an auto accident, may be a pollutant.
• With inadequate ventilation, paint fumes may be a pollutant.

***New stand alone limited pollution policy with a low premium is available now!

Wednesday, February 10, 2010

Did you Know?

As of October 1, 2001 all California Contractors are legally required to disclose to homeowners, in writing, whether or not they carry General Liability Insurance. If the contractor does carry General Liability Coverage he is then required to provide the name and phone number of his insurance company to the homeowner. Any time you, the contractor, do a job for someone there is a chance that you could be sued, whether you are legally liable or not. A General Liability Policy typically obligates the insurance company to defend the insured against all allegations that, if true, would be covered by the policy. The policy also obligates the insurance company to pay damages, up to the policy limit, for which the insured is legally liable